About Yubi

Responsible finance runs on great technology

Yubi, short for "ubiquitous," embodies our vision of being present at every stage of the financial process. We believe that access to responsible finance is a fundamental right for every citizen and entity. Our platform serves as the technology engine that drives the flow of capital from lenders to borrowers and back again, ensuring that this capital is effectively utilized to fuel economic growth.

Employees

1497+

Cities

13

Enterprises

1792+

Lenders & Investors

6200+

Our Mission

Our mission is to enhance financial inclusion across India by bridging the significant gap between credit demand and supply. With only 14% of the 64 million MSMEs having access to credit, we are committed to bringing more businesses into the fold of responsible lending.

We strive to empower enterprises with access to prudent credit solutions and address the $1,544 billion demand for debt-based finance. Our goal is to create a secure and trustworthy financial ecosystem that fosters shared success and drives growth for all.

Our Journey

Shaping the Future of Credit — One Innovation at a Time

We started our journey in 2020 with 8 employees and a simple goal — to deepen debt markets and democratize the flow of capital. Our goal was to unlock the potential of Indian enterprises that had thus far been plagued by inadequate capital access.

2020
2020

The Company was founded as CredAvenue with Securitization and Loans Platforms in Chennai, Tamil Nadu

August, 2020

2020

Launched the Co-Lending Platform

September, 2020

2021
2021

Launched the Supply Chain Financing Platform

August, 2021

2021

Raised the largest-ever Series A round of funding of $90 Mn

September, 2021

2022
2022

Acquired Spocto, the digital debt collections leader

February, 2022

2022

Became India's Fastest Fintech Unicorn with Series-B raise of $137 Mn

March, 2022

2022

Acquired Corpository, a SaaS-based corporate credit analytics firm

April, 2022

2023
2023

Acquired FinFort, a retail digital credit analytics firm

May, 2023

2023

Launched Yubi Credit Market, India's Largest Enterprise Credit Platform

July, 2023

2023

Launched YuVerse, Yubi's AI Venture

October, 2023

2024
2024

Founder & CEO Gaurav Kumar invested ₹250 Cr in the company. Unified Corpository and FinFort as one platform, Accumn

August, 2024

2024

Launched YuCollect, India's first debt collections marketplace

November, 2024

2025
2025

Launched Yubi Markets, a leading platform offering high quality financial products to wealth advisors and managers.

March, 2025

2025

Founder & CEO Gaurav Kumar invested ₹75 Cr in the company

August, 2025

2025

Yubi raised INR 400 Cr + to fund Global Expansion

November, 2025

The Yubi Trifecta

How We Power the Debt Ecosystem

Protocol

Streamlining Communication

Yubi's protocol layer uses APIs to connect lenders and borrowers, bridging gaps for fair and seamless lending.

The Yubi Trifecta — Protocol, Network, and Digital Banking Infrastructure

Network

Bridging the Gap

In a diverse India, Yubi bridges financial gaps by uniting ecosystem players on a single tech platform, breaking barriers for greater accessibility and informed decisions.

Digital Banking Infrastructure

Tailored Financial Solutions

Yubi's digital banking infrastructure tailors financial products to diverse borrower needs, leveraging technology to eliminate inefficiencies, ensure seamless delivery, and drive economic growth.

Our Investors

Backed By Marquee Investors

Peak XVLightrockLightspeedTVS Capital FundsDragoneer Investment GroupB Capital GroupInsight PartnersCREDCreation Investments Capital ManagementEvolutionX Debt Capital

Build the future of responsible finance with Yubi